Be patient, enjoy the journey of becoming free, and find some ways to splash some fun in your life

I love summertime! Even feeling cruddy on a summer day doesn’t seem as bad as on a cold winter day.

With our first hot weekend arriving, we decided to use our entertainment money this month and scrape a little out of our groceries (eating Ramen noodles and hot dogs a little more this month will be worth it) we bought a 24 x12 ft swimming pool off  of Craigslist (got a great deal) for the kids this summer.

How exciting!

I will be honest however, I was a little disheartened when we picked it up and saw all the parts!  Really? Does a pool HAVE to have ALL those parts? Can’t we just fill ‘er  up and start playing?

When my very awesome husband and brother-in law started on the pool at 9am this morning, I thought great, by 10am we will be swimming away. Ah, but no it wasn’t so. After finding a tear in the tubing, finding missing gaskets, and missing covers (apparently these are important for keeping the water in) along with leveling the ground, buying a tarp, and ensuring all the pieces were put together, the pool started filling almost 6 hours later. Turns out, the thing will take 1-2 days to fill.

That is a long time for four excited kids and one antsy mom ready to jump in.

Isn’t that how most of us feel when it comes to managing our money? We say, what the heck, don’t worry about all those numbers in our account, lets just get spending and have some fun right now! Think I am kidding when I say most of us?  Sadly, I am not as 70% of Amercians are living paycheck to paycheck.

One of our  family’s financial keys to success in paying off ~$150,000 worth of debt has been learning how to be patient.

If one is making money fast, but only spending it faster, then what is the point? Learning how to become intentional on our spending has led us to great heights of becoming rich in not only our finances, but also in our personal transformation journey.

Turns out, being patient for our pool to be done was worth it too. We actually have a pool that doesn’t leak, one that doesn’t slope so that it only has a foot of water at one end, and one that will last us a while.

As an added bonus, we were surprised to find our kids having a blast with the pool taking so long. From the time the water starting filling to several hours later when it was up to their ankles, they played, laughed, and enjoyed themselves immensely. In a few days when they do finally get to swim, I know they will be much more appreciative as they will have been patient to see the process through.

My advice for those looking to Live Beyond Rich is to be patient, enjoy the journey of becoming free, and find some ways to splash some fun in your life by changing your perspective.

Live Beyond Awesome!

Jen McDonough

Motivational Storyteller, Live Beyond Awesome

Author, Living Beyond Awesome  & soon to be Living Beyond Rich (Due out in Summer 2012) – Look for us through Amazon or through our website.

www.fieldofdebt.com – Please consider subscribing to our blog.

Attention Event Planners: Looking for a motivational storyteller?  Please contact me as I would LOVE to serve your needs.

 

 

 

 

 

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Words of Advice for those just starting on their personal finance journey.

Starting line of the 2007 LOTOJA bicycle race....

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Some words of advice for those that are on the starting line to paying off debt:

Commitment – Pick a plan and commit to it!  So many times when we started we had to keep reminding ourselves of the “rules” of our plan. It seemed like we had the “yea but” attitude.  Yea, we can’t do that because ______, etc.  Believe me, we all think “our case” is special.  Your case is special because of _______ (you fill in the blank).  Recognize whatever it is and don’t let it stop you from reaching your goal.

Forgiveness – Forgive yourself if you do slip up once in a while. We can all be our own worst critic at times.  Not one of us was born a financial genius.  This stuff is a process, so be kind to yourself.

Discipline - The first few months you may feel like there are times it is hard.  Stay disciplined in sticking to your plan and  know it gets easier to do as time goes on.

Patience - Know that you WILL do this. Sometimes, we just need to take it day by day and other days will need to just be taken hour by hour.

Peperseverance - STICK WITH IT no matter what.  Remember why you started and remember your goal.  The turtle wins the race every time!

Good luck on your journey.  We hope you subscribe to our blog and follow us on our journey.

Thanks for reading and God bless!

Jen McDonough

www.fieldofdebt.com

Be Patient: Can you hurry up and just get to the point? What does patience have to do with money?

5 dollars

Image by leff via Flickr

I hate being patient.  It is not a trait that comes naturally to me.  Before we started our finances, we pretty much bought what we wanted, when we wanted it. Many times, it wasn’t large items, it was just the every day stuff that grabs your eye (a lot of $10-$20 items).  It is pretty amazing when you sit down to figure out your budget those first few times to really see where you money goes.

How many times since we started our finances have I caught myself reaching for something I don’t need? Many times I assure you!!

Figuring out what your wants versus your needs are takes practice and patience. It is all a process and one needs to be patient not only with the process, but also with themselves.

Advice for those just starting out: remember you were not born fiscally smart.  We learn it.  Having patience is not always easy, but it is a part of becoming financially wise.

God bless and thanks for reading.

Jen

www.fieldofdebt.com